:root {
  --navy: #111e53;
  --navy-deep: #08142f;
  --coral: #f0443a;
  --coral-dark: #c8332c;
  --ink: #162033;
  --muted: #5f6878;
  --surface: #f6f7fb;
  --line: #dfe3eb;
  --white: #ffffff;
  --max: 1180px;
  --radius: 18px;
  --shadow: 0 18px 50px rgba(17, 30, 83, 0.10);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; }
img { max-width: 100%; }
.container { width: min(var(--max), calc(100% - 40px)); margin: 0 auto; }
.skip-link { position: absolute; left: -999px; top: 8px; z-index: 999; background: var(--white); color: var(--navy); padding: 10px 14px; border-radius: 8px; }
.skip-link:focus { left: 12px; }

.site-header { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.96); backdrop-filter: blur(12px); border-bottom: 1px solid rgba(17,30,83,.08); }
.header-inner { min-height: 78px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 12px; text-decoration: none; font-weight: 900; letter-spacing: .08em; color: var(--navy); }
.brand-mark { width: 34px; height: 34px; border-radius: 10px; display: grid; place-items: center; background: var(--navy); color: var(--white); font-weight: 900; position: relative; }
.brand-mark::after { content: ""; width: 9px; height: 9px; background: var(--coral); border-radius: 50%; position: absolute; top: -3px; right: -3px; }
.nav { display: flex; align-items: center; gap: 24px; }
.nav a { text-decoration: none; font-weight: 700; color: var(--navy); }
.nav a:hover, .nav a:focus-visible { color: var(--coral-dark); }
.nav-toggle { display: none; border: 0; background: var(--surface); color: var(--navy); font-weight: 800; border-radius: 10px; padding: 10px 12px; }

.button { display: inline-flex; align-items: center; justify-content: center; min-height: 50px; padding: 13px 20px; border-radius: 12px; text-decoration: none; font-weight: 800; border: 2px solid transparent; cursor: pointer; transition: transform .15s ease, box-shadow .15s ease, background .15s ease; }
.button:hover { transform: translateY(-1px); }
.button-primary { background: var(--coral-dark); color: var(--white); box-shadow: 0 10px 25px rgba(200,51,44,.24); }
.button-primary:hover, .button-primary:focus-visible { background: #ad2b25; }
.button-secondary { background: var(--white); color: var(--navy); border-color: rgba(17,30,83,.18); }
.button-secondary:hover, .button-secondary:focus-visible { border-color: var(--navy); }
.button-small { min-height: 42px; padding: 9px 15px; }

.hero { overflow: hidden; padding: 92px 0 82px; background: radial-gradient(circle at 92% 15%, rgba(240,68,58,.14), transparent 25%), linear-gradient(180deg, #fff, #f8f9fd); }
.hero-grid { display: grid; grid-template-columns: 1.15fr .85fr; align-items: center; gap: 56px; }
.eyebrow { display: inline-flex; align-items: center; gap: 9px; margin: 0 0 18px; text-transform: uppercase; letter-spacing: .12em; font-size: .78rem; font-weight: 900; color: var(--coral-dark); }
.eyebrow::before { content: ""; width: 28px; height: 3px; background: var(--coral); border-radius: 99px; }
h1, h2, h3 { color: var(--navy); line-height: 1.1; margin-top: 0; }
h1 { font-size: clamp(2.65rem, 6vw, 5.5rem); letter-spacing: -.055em; margin-bottom: 24px; }
h2 { font-size: clamp(2rem, 4vw, 3.5rem); letter-spacing: -.04em; margin-bottom: 20px; }
h3 { font-size: 1.25rem; }
.lead { font-size: clamp(1.1rem, 2vw, 1.32rem); color: var(--muted); max-width: 720px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 32px; }
.hero-note { margin-top: 22px; color: var(--muted); font-size: .95rem; }
.hero-card { background: var(--navy); color: var(--white); border-radius: 28px; padding: 36px; box-shadow: var(--shadow); position: relative; }
.hero-card::before { content: ""; position: absolute; width: 70px; height: 70px; right: -18px; top: -18px; border-radius: 50%; background: var(--coral); }
.hero-card h2, .hero-card h3 { color: var(--white); }
.hero-card p { color: rgba(255,255,255,.82); }
.metric-list { display: grid; gap: 18px; margin: 28px 0 0; }
.metric { border-top: 1px solid rgba(255,255,255,.18); padding-top: 18px; }
.metric strong { display: block; font-size: 1.2rem; color: var(--white); }

.section { padding: 88px 0; }
.section-soft { background: var(--surface); }
.section-dark { background: var(--navy-deep); color: var(--white); }
.section-dark h2, .section-dark h3 { color: var(--white); }
.section-dark p { color: rgba(255,255,255,.78); }
.section-heading { max-width: 760px; margin-bottom: 46px; }
.kicker { color: var(--coral-dark); font-weight: 900; text-transform: uppercase; letter-spacing: .1em; font-size: .78rem; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 26px; }
.card { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; box-shadow: 0 10px 30px rgba(17,30,83,.05); }
.card-number { width: 42px; height: 42px; display: grid; place-items: center; border-radius: 12px; background: rgba(240,68,58,.12); color: var(--coral-dark); font-weight: 900; margin-bottom: 18px; }
.check-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 14px; }
.check-list li { position: relative; padding-left: 30px; }
.check-list li::before { content: "✓"; position: absolute; left: 0; top: 0; color: var(--coral-dark); font-weight: 900; }
.pill-row { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 24px; }
.pill { background: rgba(17,30,83,.07); color: var(--navy); border-radius: 999px; padding: 8px 13px; font-weight: 750; font-size: .92rem; }

.split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.quote-panel { background: var(--navy); color: var(--white); border-radius: 24px; padding: 42px; position: relative; overflow: hidden; }
.quote-panel::after { content: ""; position: absolute; width: 130px; height: 130px; border: 26px solid rgba(240,68,58,.35); border-radius: 50%; right: -45px; bottom: -45px; }
.quote-panel p { font-size: 1.45rem; line-height: 1.4; color: var(--white); position: relative; z-index: 1; }

.process { counter-reset: step; display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.process-item { counter-increment: step; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 25px; }
.process-item::before { content: "0" counter(step); display: block; font-weight: 900; color: var(--coral-dark); margin-bottom: 20px; letter-spacing: .08em; }

.cta { background: linear-gradient(135deg, var(--navy), var(--navy-deep)); border-radius: 28px; padding: 48px; display: flex; justify-content: space-between; gap: 30px; align-items: center; color: var(--white); }
.cta h2 { color: var(--white); margin-bottom: 12px; }
.cta p { margin: 0; color: rgba(255,255,255,.78); max-width: 660px; }

.page-hero { padding: 76px 0 58px; background: var(--surface); }
.page-hero h1 { font-size: clamp(2.5rem, 5vw, 4.8rem); max-width: 900px; }
.prose { max-width: 800px; }
.prose h2 { margin-top: 48px; font-size: 2rem; }
.prose h3 { margin-top: 32px; }
.prose a { color: var(--navy); font-weight: 800; }

.form-wrap { display: grid; grid-template-columns: .85fr 1.15fr; gap: 46px; align-items: start; }
.form-card { background: var(--white); border: 1px solid var(--line); border-radius: 24px; padding: 32px; box-shadow: var(--shadow); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.field { display: grid; gap: 8px; }
.field-full { grid-column: 1 / -1; }
label { font-weight: 800; color: var(--navy); }
input, textarea, select { width: 100%; border: 1px solid #c9cfdb; border-radius: 10px; padding: 13px 14px; font: inherit; color: var(--ink); background: var(--white); }
input:focus, textarea:focus, select:focus { outline: 3px solid rgba(240,68,58,.18); border-color: var(--coral-dark); }
textarea { min-height: 150px; resize: vertical; }
.help { color: var(--muted); font-size: .9rem; }
.checkbox { display: flex; gap: 10px; align-items: flex-start; }
.checkbox input { width: auto; margin-top: 5px; }
.form-status { margin-top: 18px; padding: 12px 14px; border-radius: 10px; display: none; }
.form-status.success { display: block; background: #eaf7ee; color: #176332; }
.form-status.error { display: block; background: #fff0ef; color: #8b241f; }
.honeypot { position: absolute !important; left: -9999px !important; opacity: 0 !important; height: 0 !important; overflow: hidden !important; }

.site-footer { background: var(--navy-deep); color: rgba(255,255,255,.76); padding: 54px 0 26px; }
.footer-grid { display: grid; grid-template-columns: 1.2fr .8fr .8fr; gap: 34px; }
.footer-brand { color: var(--white); font-weight: 900; letter-spacing: .08em; }
.footer-links { display: grid; gap: 9px; }
.footer-links a { color: rgba(255,255,255,.82); text-decoration: none; }
.footer-links a:hover, .footer-links a:focus-visible { color: var(--white); text-decoration: underline; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.12); margin-top: 36px; padding-top: 22px; font-size: .9rem; }

@media (max-width: 900px) {
  .hero-grid, .split, .form-wrap { grid-template-columns: 1fr; }
  .grid-3 { grid-template-columns: 1fr 1fr; }
  .process { grid-template-columns: 1fr 1fr; }
  .nav-toggle { display: block; }
  .nav { position: absolute; display: none; flex-direction: column; align-items: stretch; background: var(--white); left: 20px; right: 20px; top: 70px; border: 1px solid var(--line); border-radius: 14px; padding: 18px; box-shadow: var(--shadow); }
  .nav.open { display: flex; }
  .nav .button { width: 100%; }
}

@media (max-width: 640px) {
  .container { width: min(100% - 28px, var(--max)); }
  .hero { padding: 62px 0; }
  .section { padding: 64px 0; }
  .grid-3, .grid-2, .process, .form-grid, .footer-grid { grid-template-columns: 1fr; }
  .cta { align-items: flex-start; flex-direction: column; padding: 32px 24px; }
  .hero-card { padding: 28px 24px; }
  .field-full { grid-column: auto; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; }
}